Best USDC APY on Ethereum — Live Rates
The top USDC vault on Ethereum mainnet currently offers a 22.36% 7-day average APY. The table below ranks 50 USDC vaults on Ethereum mainnet by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: May 30, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Euler | YieldNest Max USDC | Ethereum | 22.36% incl. 0.38% rewards | $1M | Med |
| Wildcat | Kain Warwick USD Coin | Ethereum | 18.63% | $7M | Low |
| Ember | Ember Pharos Alpha | Ethereum | 11.74% | $38M | Med |
| Wildcat | Amber USD Coin | Ethereum | 11.03% | $2M | Low |
| Wildcat | Hyperithm Wildcat USD Coin | Ethereum | 11.02% | $1M | Low |
| Lagoon | Gami D1 | Ethereum | 10.71% | $2M | Med |
| Wildcat | Selini USD Coin | Ethereum | 10.70% | $8M | Low |
| Midas | Midas Fasanara ONE | Ethereum | 10.50% | $71M | Med |
| Wildcat | MNNC Trading USD Coin | Ethereum | 10.48% | $2M | Low |
| Tokemak | Tokemak siloUSD | Ethereum | 10.07% | $2M | Med |
| Wildcat | Hyperithm WildcatFast USD Coin | Ethereum | 9.95% | $1M | Low |
| Midas | Midas Apollo Crypto | Ethereum | 9.94% | $9M | High |
| Wildcat | Auros USD Coin | Ethereum | 9.40% | $5M | Low |
| Midas | Midas Re7 Yield | Ethereum | 9.33% | $10M | High |
| Midas | Midas Hyperithm | Ethereum | 9.27% | $25M | High |
| Midas | Midas mEDGE | Ethereum | 9.04% | $3M | High |
| Morpho | Alpha USDC Delta V2 | Ethereum | 8.68% | $32M | Med |
| Morpho | Alpha Enhanced V2 | Ethereum | 8.55% | $2M | Med |
| Morpho | Alpha USDC Prime V2 | Ethereum | 8.40% | $3M | Med |
| Wildcat | Wintermute Trading USD Coin | Ethereum | 8.34% | $90M | Low |
| Morpho | Alpha USDC Asia V2 | Ethereum | 8.25% | $8M | Med |
| Lagoon | Gami USDC | Ethereum | 8.25% | $3M | Med |
| Fluid | Fluid Lite USD Vault | Ethereum | 8.08% | $38M | High |
| Midas | Midas Everstake USD | Ethereum | 8.05% | $4M | Med |
| Harvest Finance | Harvest Morpho - Gauntlet Frontier USDC | Ethereum | 7.77% | $1M | Med |
| Upshift Finance | Sentora USD | Ethereum | 7.76% | $19M | Med |
| Morpho | Alpha Core V2 | Ethereum | 7.57% | $13M | Med |
| Yearn | Morpho V2 Sentora PYUSD Convertor | Ethereum | 7.37% | $1M | Med |
| Fluid | Fluid USDC | Ethereum | 7.31% | $140M | High |
| Midas | Midas Staked Liquidity | Ethereum | 7.30% | $9M | Med |
| Ember | Crosschain USD Vault | Ethereum | 7.22% | $3M | Med |
| Lagoon | Syntropia USDC | Ethereum | 6.97% | $2M | Med |
| Morpho | Steakhouse High Yield Turbo | Ethereum | 6.92% | $1M | Med |
| Morpho | Api3 dCOMP USDC | Ethereum | 6.87% | $8M | Med |
| Morpho | Clearstar USDC Core | Ethereum | 6.74% | $7M | Med |
| Ember | Ember Earn | Ethereum | 6.73% | $5M | Med |
| Upshift Finance | SingularV USDC Max Yield | Ethereum | 6.72% | $2M | Med |
| Morpho | Clearstar USDC Reactor | Ethereum | 6.69% | $9M | High |
| Lagoon | 9Summits flagship USDC | Ethereum | 6.69% | $4M | Med |
| Morpho | Hyperithm Morpho USDC | Ethereum | 6.52% | $6M | Med |
| Morpho | Hyperithm USDC | Ethereum | 6.52% | $3M | High |
| Morpho | Alpha USDC Core | Ethereum | 6.51% | $3M | High |
| Morpho | kpk USDC Yield V2 | Ethereum | 6.29% | $3M | Med |
| Morpho | Re Ecosystem Vault | Ethereum | 6.15% | $7M | Med |
| Tokemak | Tokemak autoUSD | Ethereum | 5.78% | $8M | Med |
| Revert.Finance | Revert Lend USDC | Ethereum | 5.67% | $1M | Med |
| Morpho | Alpha USDC Forex V2 | Ethereum | 5.63% | $3M | Med |
| Ipor | TAU InfiniFi Pointsmax | Ethereum | 5.58% | $1M | Med |
| Morpho | August USDC V2 | Ethereum | 5.28% | $5M | Med |
| Morpho | Gauntlet USDC Frontier | Ethereum | 5.25% | $19M | High |
Where does this yield come from?
USDC APY on Ethereum mainnet comes from the deepest lending markets in DeFi: Aave v3, Morpho curated vaults, Sky/Spark, and Compound v3. Mainnet USDC rates reflect the broadest stablecoin borrowing demand across all of DeFi.
Risk considerations
Mainnet USDC lending carries no bridge risk. Smart contract and protocol risks apply as with any DeFi lending. Established mainnet protocols have the longest track records and deepest audit coverage.
Frequently asked questions
What is the best USDC APY on Ethereum mainnet right now?
The top 7-day average USDC APY on Ethereum mainnet is currently 22.36%, from YieldNest Max USDC. Across 50 tracked mainnet USDC vaults, rates range from 5.25% to 22.36%. Data from vaults.fyi, updated daily.
Related pages
- Best USDC Yield on Ethereum — Live Rates
- Best USDC APY on Base — Live Rates
- Best USDC APY on Arbitrum — Live Rates
- Best DeFi Yields on Ethereum
- Morpho Vault APY — Live Rates
- Aave USDC APY — Live Rate
Data sourced from vaults.fyi, updated daily. Last updated: May 30, 2026. Explore all vaults.