Best DeFi Yields on Ethereum
The top vault on Ethereum mainnet currently offers a 67.31% 7-day average APY. The table below ranks 50 Ethereum mainnet vaults by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: July 03, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Ember | Crosschain USD Vault | Ethereum | 67.31% | $2M | Med |
| Morpho | Api3 dCOMP USDC | Ethereum | 32.67% | $9M | Med |
| Upshift Finance | Upshift Gamma USDC Vault | Ethereum | 32.24% | $2M | Med |
| Lagoon | Syntropia USDC Core | Ethereum | 22.98% | $1M | Med |
| Wildcat | Kain Warwick USD Coin | Ethereum | 22.59% | $7M | Low |
| Morpho | Alpha USDC Forex V2 | Ethereum | 19.29% | $2M | Med |
| Euler | YieldNest Max USDC | Ethereum | 17.82% | $1M | Med |
| Midas | Midas Fasanara ONE | Ethereum | 16.76% | $71M | Med |
| Apyx | apyUSD | Ethereum | 15.62% | $148M | Low |
| Beefy | Moo BIFI | Ethereum | 15.61% | $2M | Med |
| Accountable | SPICE Credit | Ethereum | 14.61% | $1M | Low |
| Ember | Ember Pharos Alpha | Ethereum | 13.58% | $10M | Med |
| Accountable | ONyC Core | Ethereum | 13.53% | $2M | Low |
| Wildcat | Hyperithm Wildcat USD Coin | Ethereum | 13.22% | $1M | Low |
| Liquity | sBOLD | Ethereum | 13.00% | $8M | Low |
| Morpho | Clearstar USDC Reactor | Ethereum | 12.48% | $2M | High |
| Wildcat | Hyperithm WildcatFast USD Coin | Ethereum | 12.17% | $1M | Low |
| Wildcat | Selini USD Coin | Ethereum | 12.11% | $8M | Low |
| Wildcat | Hyperithm Wildcat USDe | Ethereum | 11.97% | $2M | Low |
| Wildcat | Selini Tether USD | Ethereum | 11.27% | $6M | Low |
| StakeWise | Data Nexus StakeWise V3 | Ethereum | 11.21% | $2M | Med |
| Wildcat | Keyrock Euro Coin | Ethereum | 11.10% | $1M | Low |
| Midas | Midas Hyperithm | Ethereum | 11.00% | $46M | High |
| Wildcat | Auros USD Coin | Ethereum | 11.00% | $7M | Low |
| Morpho | Alpha Core V2 | Ethereum | 10.97% | $5M | Med |
| Yearn | Staked yBOLD | Ethereum | 10.96% | $5M | Med |
| Wildcat | Wintermute Trading Tether USD | Ethereum | 10.60% | $57M | Low |
| Morpho | Clearstar USDC Core | Ethereum | 10.52% | $2M | Med |
| Wildcat | Auros Tether USD | Ethereum | 10.34% | $3M | Low |
| Wildcat | Wintermute Trading USD Coin | Ethereum | 10.27% | $71M | Low |
| Tokemak | Tokemak autoUSD | Ethereum | 10.14% incl. 0.21% rewards | $7M | Med |
| Morpho | Waterline InfiniFi USDC | Ethereum | 9.89% incl. 4.62% rewards | $4M | Med |
| Lagoon | 1212.Stable | Ethereum | 9.84% | $2M | Med |
| Yearn | Morpho Yearn OG USDC Compounder | Ethereum | 9.59% | $6M | Med |
| Midas | Midas mEDGE | Ethereum | 9.58% | $2M | High |
| Morpho | Gauntlet DAI Core | Ethereum | 9.56% | $2M | High |
| Morpho | Re Ecosystem Vault | Ethereum | 9.50% | $8M | Med |
| Infinifi | Locked iUSD - 13 weeks | Ethereum | 9.25% | $1M | Low |
| Harvest Finance | Harvest Morpho - Gauntlet Frontier USDC | Ethereum | 8.94% | $1M | Med |
| Fluid | Fluid Lite USD Vault | Ethereum | 8.85% | $35M | High |
| Morpho | RockawayX USDC Yield | Ethereum | 8.83% | $7M | Med |
| Ember | Ember Earn | Ethereum | 8.83% | $3M | Med |
| Morpho | kpk USDC Yield V2 | Ethereum | 8.72% | $6M | Med |
| Infinifi | Locked iUSD - 8 weeks | Ethereum | 8.59% | $6M | Low |
| Morpho | Stake DAO frxUSD v2 | Ethereum | 8.40% incl. 1.87% rewards | $4M | Med |
| Ultrayield | UltraYield USD | Ethereum | 8.33% | $5M | Med |
| Upshift Finance | Sentora USD | Ethereum | 7.97% | $18M | Med |
| Morpho | Flowdesk AUSD RWA Strategy | Ethereum | 7.88% | $9M | Med |
| Midas | Midas Apollo Crypto | Ethereum | 7.86% | $8M | High |
| Morpho | Alpha USDC Core | Ethereum | 7.80% | $2M | High |
Where does this yield come from?
Ethereum mainnet DeFi yield comes from the deepest liquidity pools in crypto: Aave, Morpho, Sky, Compound, Yearn, and more. Mainnet hosts the largest TVL and the most established protocols, with organic lending rates driven by stablecoin borrowing demand.
Risk considerations
Ethereum mainnet carries no bridge risk, but smart contract and protocol risks apply. Gas costs are higher than L2s. Protocols on mainnet are generally the most audited and battle-tested in DeFi. No DeFi deposit is insured.
Frequently asked questions
What is the best DeFi yield on Ethereum mainnet right now?
The top 7-day average APY on Ethereum mainnet is currently 67.31%, from Crosschain USD Vault. Across 50 tracked mainnet vaults, rates range from 7.80% to 67.31%. Data from vaults.fyi, updated daily.
Is it worth using Ethereum mainnet for DeFi yield vs. L2s?
Mainnet offers the deepest liquidity and most established protocols, but higher gas costs make small deposits less efficient. For deposits under $10,000, L2s like Arbitrum and Base typically offer better net returns after gas. For large deposits, mainnet protocols have the deepest capacity and lowest slippage.
Related pages
- Best DeFi Yields on Base
- Best DeFi Yields on Arbitrum
- Best Stablecoin Yields in DeFi
- Best USDC Yield on Ethereum — Live Rates
- Morpho Vault APY — Live Rates
- Aave USDC APY — Live Rate
Data sourced from vaults.fyi, updated daily. Last updated: July 03, 2026. Explore all vaults.