Best USDC Yield on Ethereum — Live Rates
The top USDC vault on Ethereum mainnet currently offers a 67.31% 7-day average APY. The table below ranks 50 USDC vaults on Ethereum mainnet by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: July 03, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Ember | Crosschain USD Vault | Ethereum | 67.31% | $2M | Med |
| Morpho | Api3 dCOMP USDC | Ethereum | 32.67% | $9M | Med |
| Upshift Finance | Upshift Gamma USDC Vault | Ethereum | 32.24% | $2M | Med |
| Lagoon | Syntropia USDC Core | Ethereum | 22.98% | $1M | Med |
| Wildcat | Kain Warwick USD Coin | Ethereum | 22.59% | $7M | Low |
| Morpho | Alpha USDC Forex V2 | Ethereum | 19.29% | $2M | Med |
| Euler | YieldNest Max USDC | Ethereum | 17.82% | $1M | Med |
| Midas | Midas Fasanara ONE | Ethereum | 16.76% | $71M | Med |
| Accountable | SPICE Credit | Ethereum | 14.61% | $1M | Low |
| Ember | Ember Pharos Alpha | Ethereum | 13.58% | $10M | Med |
| Accountable | ONyC Core | Ethereum | 13.53% | $2M | Low |
| Wildcat | Hyperithm Wildcat USD Coin | Ethereum | 13.22% | $1M | Low |
| Morpho | Clearstar USDC Reactor | Ethereum | 12.48% | $2M | High |
| Wildcat | Hyperithm WildcatFast USD Coin | Ethereum | 12.17% | $1M | Low |
| Wildcat | Selini USD Coin | Ethereum | 12.11% | $8M | Low |
| Midas | Midas Hyperithm | Ethereum | 11.00% | $46M | High |
| Wildcat | Auros USD Coin | Ethereum | 11.00% | $7M | Low |
| Morpho | Alpha Core V2 | Ethereum | 10.97% | $5M | Med |
| Morpho | Clearstar USDC Core | Ethereum | 10.52% | $2M | Med |
| Wildcat | Wintermute Trading USD Coin | Ethereum | 10.27% | $71M | Low |
| Tokemak | Tokemak autoUSD | Ethereum | 10.14% incl. 0.21% rewards | $7M | Med |
| Morpho | Waterline InfiniFi USDC | Ethereum | 9.89% incl. 4.62% rewards | $4M | Med |
| Lagoon | 1212.Stable | Ethereum | 9.84% | $2M | Med |
| Yearn | Morpho Yearn OG USDC Compounder | Ethereum | 9.59% | $6M | Med |
| Midas | Midas mEDGE | Ethereum | 9.58% | $2M | High |
| Morpho | Re Ecosystem Vault | Ethereum | 9.50% | $8M | Med |
| Harvest Finance | Harvest Morpho - Gauntlet Frontier USDC | Ethereum | 8.94% | $1M | Med |
| Fluid | Fluid Lite USD Vault | Ethereum | 8.85% | $35M | High |
| Morpho | RockawayX USDC Yield | Ethereum | 8.83% | $7M | Med |
| Ember | Ember Earn | Ethereum | 8.83% | $3M | Med |
| Morpho | kpk USDC Yield V2 | Ethereum | 8.72% | $6M | Med |
| Ultrayield | UltraYield USD | Ethereum | 8.33% | $5M | Med |
| Upshift Finance | Sentora USD | Ethereum | 7.97% | $18M | Med |
| Midas | Midas Apollo Crypto | Ethereum | 7.86% | $8M | High |
| Morpho | Alpha USDC Core | Ethereum | 7.80% | $2M | High |
| Morpho | August USDC V2 | Ethereum | 7.76% | $5M | Med |
| Mellow | Lido EarnUSD | Ethereum | 7.59% | $33M | Med |
| Lagoon | Gami USDC | Ethereum | 7.49% | $6M | Med |
| Morpho | sky.money USDC Risk Capital | Ethereum | 7.22% | $16M | Med |
| Morpho | Saturn USDC | Ethereum | 7.12% incl. 2.54% rewards | $3M | Med |
| Euler | Euler Prime USDC | Ethereum | 7.07% | $1M | High |
| Fluid | Fluid USDC | Ethereum | 7.06% incl. 0.48% rewards | $139M | High |
| Lagoon | Syntropia USDC | Ethereum | 7.03% | $3M | Med |
| Morpho | Hyperithm USDC | Ethereum | 6.74% | $2M | High |
| Morpho | Midas USDC | Ethereum | 6.39% | $12M | High |
| Morpho | Gauntlet USDC Frontier | Ethereum | 6.26% | $17M | High |
| Morpho | Huma USDC Main | Ethereum | 6.11% | $16M | Med |
| Morpho | Hyperithm Morpho USDC | Ethereum | 6.07% | $8M | Med |
| Nexus Mutual | Nexus Mutual RWI Vault | Ethereum | 6.00% | $1M | Low |
| Morpho | Waterline Reservoir USDC | Ethereum | 5.74% incl. 2.17% rewards | $23M | High |
Where does this yield come from?
USDC yield on Ethereum mainnet comes from the deepest lending markets in DeFi: Aave v3, Morpho curated vaults, Sky/Spark, and Compound v3. Mainnet USDC rates reflect the broadest stablecoin borrowing demand across all of DeFi.
Risk considerations
Mainnet USDC lending carries no bridge risk. Smart contract and protocol risks apply as with any DeFi lending. Established mainnet protocols have the longest track records and deepest audit coverage.
Frequently asked questions
What is the best USDC yield on Ethereum mainnet right now?
The top 7-day average USDC APY on Ethereum mainnet is currently 67.31%, from Crosschain USD Vault. Across 50 tracked mainnet USDC vaults, rates range from 5.74% to 67.31%. Data from vaults.fyi, updated daily.
Related pages
- Best USDC Yields in DeFi
- Best USDC Yield on Base — Live Rates
- Best USDC Yield on Arbitrum — Live Rates
- Best DeFi Yields on Ethereum
- Morpho Vault APY — Live Rates
- Aave USDC APY — Live Rate
Data sourced from vaults.fyi, updated daily. Last updated: July 03, 2026. Explore all vaults.