Best USDC Yield on Base — Live Rates
The top USDC vault on Base currently offers a 24.76% 7-day average APY. The table below ranks 34 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: May 18, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Lagoon | 722Capital-USDC | Base | 24.76% | $1M | Med |
| Harvest Finance | Harvest 40 Acres USDC | Base | 12.24% | $2M | Med |
| Avantis | Avantis USDC Vault | Base | 11.71% | $46M | High |
| Revert.Finance | Revert Lend USDC | Base | 10.49% | $3M | Med |
| Tokemak | Tokemak baseUSD | Base | 7.06% incl. 1.61% rewards | $7M | Med |
| Morpho | Steakhouse High Yield Instant | Base | 5.89% | $25M | Med |
| Morpho | Steakhouse High Yield USDC v1.1 | Base | 5.75% | $3M | High |
| Morpho | Gauntlet USDC Frontier | Base | 5.64% | $2M | High |
| Moonwell | Moonwell USDC | Base | 5.62% incl. 1.34% rewards | $15M | High |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.34% | $7M | Low |
| Fluid | Fluid USDC | Base | 5.31% incl. 0.16% rewards | $14M | High |
| Morpho | Steakhouse USDC High Yield | Base | 4.87% | $2M | Med |
| Compound | Compound v3 USDC | Base | 4.85% | $10M | High |
| Morpho | Moonwell Flagship USDC | Base | 4.79% incl. 0.99% rewards | $10M | High |
| Morpho | Yearn OG USDC | Base | 4.72% | $2M | Med |
| Morpho | Clearstar USDC Reactor | Base | 4.58% | $3M | High |
| Morpho | Grove x Steakhouse USDC High Yield | Base | 4.50% | $1M | Med |
| Morpho | Steakhouse Prime USDC | Base | 4.48% | $468M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.48% | $367M | High |
| Morpho | Steakhouse Prime Instant | Base | 4.48% | $124M | Med |
| Morpho | Froge's USDC | Base | 4.48% | $24M | Med |
| Morpho | ARCHITECT Global Value | Base | 4.48% | $1M | Med |
| Morpho | Pangolins USDC | Base | 4.47% | $33M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.46% | $80M | Med |
| Yearn | Flagship USDC SuperVault | Base | 4.20% | $4M | Med |
| Aera | Gauntlet USD Alpha | Base | 4.08% | $67M | Med |
| Morpho | Gauntlet USDC Core | Base | 4.05% | $2M | High |
| Morpho | Spark USDC Vault | Base | 4.04% | $9M | High |
| Yearn | Morpho OG USDC Lender | Base | 3.70% | $2M | Med |
| Spark | USDC Savings Vault | Base | 3.65% | $11M | High |
| Summer.Fi | Lazy Summer USDC (Lower Risk) | Base | 3.60% incl. 0.14% rewards | $1M | Med |
| Morpho | Steakhouse USDC | Base | 3.34% | $295M | High |
| Aave | Aave v3 USDC | Base | 3.14% | $185M | High |
| Yearn | True Yield Dollar | Base | 2.01% | $1M | Med |
Where does this yield come from?
USDC yield on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC yield on Base right now?
The top 7-day average USDC APY on Base is currently 24.76%, from 722Capital-USDC. Across 34 tracked USDC vaults on Base, rates range from 2.01% to 24.76%. Data from vaults.fyi, updated daily.
Is USDC yield higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC yields due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity and more vaults but fewer active incentive programs. The table above shows current Base rates; compare with the mainnet page for current spread.
Related pages
- Best USDC Yields in DeFi
- Best USDC Yield on Arbitrum — Live Rates
- Best USDC Yield on Ethereum — Live Rates
- Best DeFi Yields on Base
- Moonwell APY — Live Vault Rates
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: May 18, 2026. Explore all vaults.