Best USDC Yield on Base — Live Rates
The top USDC vault on Base currently offers a 10.22% 7-day average APY. The table below ranks 35 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: August 23, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Harvest Finance | Harvest 40 Acres USDC | Base | 10.22% | $2M | Med |
| Arcadia | Arcadia USDC | Base | 8.49% | $2M | Med |
| Tokemak | Tokemak baseUSD | Base | 6.29% incl. 1.13% rewards | $8M | Med |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.98% | $6M | Low |
| Morpho | Clearstar Yield USDC | Base | 5.79% incl. 1.99% rewards | $28M | High |
| Morpho | Gauntlet USDT Frontier V2 | Base | 5.70% | $5M | Med |
| Morpho | Steakhouse High Yield Instant | Base | 5.29% | $35M | High |
| Yearn | Morpho OG USDC Lender | Base | 5.15% | $2M | Med |
| Morpho | Yearn OG USDC | Base | 5.05% | $2M | High |
| Aera | Gauntlet USD Alpha | Base | 5.02% | $53M | High |
| Revert.Finance | Revert Lend USDC | Base | 4.95% | $2M | Med |
| Fluid | Fluid USDC | Base | 4.87% | $9M | High |
| Morpho | Steakhouse High Yield USDC v1.1 | Base | 4.83% | $3M | High |
| Compound | Compound v3 USDC | Base | 4.66% | $9M | High |
| Morpho | OUSD Vault V1 | Base | 4.55% | $1M | Med |
| Morpho | OUSD Vault V2 | Base | 4.55% | $1M | Med |
| Morpho | Grove x Steakhouse USDC High Yield | Base | 4.14% | $88M | Med |
| Moonwell | Moonwell USDC | Base | 4.14% | $14M | High |
| Morpho | Steakhouse Prime Instant | Base | 4.13% | $465M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.13% | $433M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.13% | $90M | High |
| Morpho | Froge's USDC | Base | 4.13% | $26M | Med |
| Morpho | Steakhouse USDC High Yield | Base | 4.08% | $2M | Med |
| Morpho | Steakhouse Prime USDC | Base | 3.91% | $21M | High |
| Morpho | ARCHITECT Global Value | Base | 3.91% | $1M | Med |
| Morpho | Gauntlet USDC Core | Base | 3.74% | $2M | High |
| Morpho | Moonwell Flagship USDC | Base | 3.72% incl. 0.20% rewards | $9M | High |
| Morpho | Spark USDC Vault | Base | 3.71% | $234M | High |
| Morpho | Pangolins USDC | Base | 3.71% | $15M | High |
| Aave | Aave v3 USDC | Base | 3.53% | $182M | High |
| Spark | USDC Savings Vault | Base | 3.52% | $7M | High |
| Morpho | Steakhouse USDC | Base | 3.08% | $146M | High |
| Morpho | Clearstar USDC Reactor | Base | 3.06% | $1M | High |
| Morpho | Steakhouse High Yield USDC Edition | Base | 2.95% | $331M | High |
| Avantis | Avantis USDC Vault | Base | 2.15% | $18M | High |
Where does this yield come from?
USDC yield on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC yield on Base right now?
The top 7-day average USDC APY on Base is currently 10.22%, from Harvest 40 Acres USDC. Across 35 tracked USDC vaults on Base, rates range from 2.15% to 10.22%. Data from vaults.fyi, updated daily.
Is USDC yield higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC yields due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity and more vaults but fewer active incentive programs. The table above shows current Base rates; compare with the mainnet page for current spread.
Related pages
- Best USDC Yields in DeFi
- Best USDC Yield on Arbitrum — Live Rates
- Best USDC Yield on Ethereum — Live Rates
- Best DeFi Yields on Base
- Moonwell APY — Live Vault Rates
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: August 23, 2026. Explore all vaults.