Best USDC APY on Base — Live Rates
The top USDC vault on Base currently offers a 16.34% 7-day average APY. The table below ranks 35 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: July 25, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Harvest Finance | Harvest 40 Acres USDC | Base | 16.34% | $2M | Med |
| Moonwell | Moonwell USDC | Base | 11.59% incl. 0.35% rewards | $15M | High |
| Tokemak | Tokemak baseUSD | Base | 8.54% incl. 1.10% rewards | $5M | Med |
| Arcadia | Arcadia USDC | Base | 7.92% | $2M | Med |
| Avantis | Avantis USDC Vault | Base | 7.56% | $21M | High |
| Morpho | Clearstar Yield USDC | Base | 7.12% incl. 3.15% rewards | $17M | Med |
| Compound | Compound v3 USDC | Base | 5.61% | $8M | High |
| Morpho | Gauntlet USDT Frontier V2 | Base | 5.60% | $3M | Med |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.45% | $6M | Low |
| Fluid | Fluid USDC | Base | 5.26% | $9M | High |
| Revert.Finance | Revert Lend USDC | Base | 5.25% | $2M | Med |
| Morpho | Steakhouse High Yield Instant | Base | 5.19% | $28M | Med |
| Morpho | Yearn OG USDC | Base | 4.85% | $2M | High |
| Yearn | Morpho OG USDC Lender | Base | 4.83% | $2M | Med |
| Aera | Gauntlet USD Alpha | Base | 4.67% | $52M | High |
| Morpho | OUSD Vault V1 | Base | 4.66% | $1M | Med |
| Morpho | OUSD Vault V2 | Base | 4.66% | $1M | Med |
| Morpho | Moonwell Flagship USDC | Base | 4.47% incl. 0.73% rewards | $8M | High |
| Morpho | Grove x Steakhouse USDC High Yield | Base | 4.44% | $18M | Med |
| Morpho | Gauntlet USDC Prime | Base | 4.42% | $88M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.41% | $426M | High |
| Morpho | Steakhouse Prime Instant | Base | 4.41% | $370M | Med |
| Morpho | Froge's USDC | Base | 4.41% | $29M | Med |
| Morpho | Steakhouse High Yield USDC v1.1 | Base | 4.40% | $3M | High |
| Morpho | Steakhouse Prime USDC | Base | 4.19% | $227M | High |
| Morpho | ARCHITECT Global Value | Base | 4.19% | $1M | Med |
| Morpho | Pangolins USDC | Base | 3.96% | $19M | High |
| Morpho | Spark USDC Vault | Base | 3.96% | $7M | High |
| Morpho | Gauntlet USDC Core | Base | 3.96% | $2M | High |
| Morpho | Steakhouse USDC High Yield | Base | 3.73% | $2M | Med |
| Morpho | Clearstar USDC Reactor | Base | 3.73% | $1M | High |
| Spark | USDC Savings Vault | Base | 3.58% | $7M | High |
| Morpho | Steakhouse USDC | Base | 3.29% | $182M | High |
| Aave | Aave v3 USDC | Base | 3.08% | $175M | High |
| Morpho | Steakhouse High Yield USDC Edition | Base | 2.54% | $258M | Med |
Where does this yield come from?
USDC APY on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC APY on Base right now?
The top 7-day average USDC APY on Base is currently 16.34%, from Harvest 40 Acres USDC. Across 35 tracked USDC vaults on Base, rates range from 2.54% to 16.34%. Data from vaults.fyi, updated daily.
Is USDC APY higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC APY due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity but fewer active incentive programs. Compare the Base and mainnet pages for the current spread.
Related pages
- Best USDC Yield on Base — Live Rates
- Best USDC APY on Arbitrum — Live Rates
- Best USDC APY on Ethereum — Live Rates
- Best DeFi Yields on Base
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: July 25, 2026. Explore all vaults.