Best USDC APY on Base — Live Rates
The top USDC vault on Base currently offers a 22.34% 7-day average APY. The table below ranks 36 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: May 30, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Lagoon | 722Capital-USDC | Base | 22.34% | $1M | Med |
| Harvest Finance | Harvest 40 Acres USDC | Base | 8.95% | $2M | Med |
| Revert.Finance | Revert Lend USDC | Base | 7.42% | $3M | Med |
| Fluid | Fluid USDC | Base | 5.88% | $10M | High |
| Moonwell | Moonwell USDC | Base | 5.78% | $15M | High |
| Morpho | Steakhouse High Yield USDC v1.1 | Base | 5.72% | $4M | High |
| Morpho | Steakhouse High Yield Instant | Base | 5.68% | $25M | Med |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.37% | $7M | Low |
| Morpho | Gauntlet USDC Frontier | Base | 5.34% | $1M | Med |
| Tokemak | Tokemak baseUSD | Base | 5.27% | $8M | Med |
| Superform | Flagship USDC SuperVault | Base | 4.92% | $3M | Med |
| Morpho | Yearn OG USDC | Base | 4.90% | $2M | Med |
| Morpho | OUSD Vault V1 | Base | 4.90% | $2M | Med |
| Morpho | OUSD Vault V2 | Base | 4.90% | $2M | Med |
| Morpho | Steakhouse USDC High Yield | Base | 4.86% | $2M | Med |
| Morpho | Grove x Steakhouse USDC High Yield | Base | 4.53% | $1M | Med |
| Morpho | Steakhouse Prime USDC | Base | 4.49% | $455M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.49% | $364M | High |
| Morpho | Steakhouse Prime Instant | Base | 4.49% | $179M | Med |
| Morpho | Gauntlet USDC Prime | Base | 4.49% | $75M | Med |
| Morpho | Pangolins USDC | Base | 4.49% | $32M | High |
| Morpho | Froge's USDC | Base | 4.49% | $24M | Med |
| Morpho | ARCHITECT Global Value | Base | 4.49% | $1M | Med |
| Yearn | Morpho OG USDC Lender | Base | 4.45% | $2M | Med |
| Compound | Compound v3 USDC | Base | 4.28% | $9M | High |
| Aera | Gauntlet USD Alpha | Base | 4.17% | $67M | Med |
| Morpho | Clearstar USDC Reactor | Base | 4.11% | $3M | High |
| Morpho | Spark USDC Vault | Base | 4.07% | $9M | High |
| Morpho | Gauntlet USDC Core | Base | 4.05% | $2M | High |
| Morpho | Moonwell Flagship USDC | Base | 3.89% | $10M | High |
| Spark | USDC Savings Vault | Base | 3.62% | $8M | High |
| Summer.Fi | Lazy Summer USDC (Lower Risk) | Base | 3.44% | $1M | Med |
| Morpho | Steakhouse USDC | Base | 3.35% | $309M | High |
| Aave | Aave v3 USDC | Base | 3.20% | $179M | High |
| Yearn | True Yield Dollar | Base | 2.63% | $1M | Med |
| Avantis | Avantis USDC Vault | Base | 0.95% | $44M | High |
Where does this yield come from?
USDC APY on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC APY on Base right now?
The top 7-day average USDC APY on Base is currently 22.34%, from 722Capital-USDC. Across 36 tracked USDC vaults on Base, rates range from 0.95% to 22.34%. Data from vaults.fyi, updated daily.
Is USDC APY higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC APY due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity but fewer active incentive programs. Compare the Base and mainnet pages for the current spread.
Related pages
- Best USDC Yield on Base — Live Rates
- Best USDC APY on Arbitrum — Live Rates
- Best USDC APY on Ethereum — Live Rates
- Best DeFi Yields on Base
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: May 30, 2026. Explore all vaults.