Best USDC APY on Base — Live Rates
The top USDC vault on Base currently offers a 102.87% 7-day average APY. The table below ranks 38 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: September 21, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Harvest Finance | Harvest 40 Acres USDC | Base | 102.87% | $2M | Med |
| Avantis | Avantis USDC Vault | Base | 20.74% | $10M | High |
| Arcadia | Arcadia USDC | Base | 10.01% | $2M | Med |
| Tokemak | Tokemak baseUSD | Base | 7.42% incl. 1.43% rewards | $4M | Med |
| Ipor | Harvest Autopilot USDC | Base | 6.93% | $1M | Med |
| Morpho | Clearstar Yield USDC | Base | 5.65% incl. 1.66% rewards | $39M | High |
| Morpho | Gauntlet USDT Frontier V2 | Base | 5.37% | $5M | High |
| Morpho | К3 cbMaxxxing USDC | Base | 5.30% | $2M | Med |
| Morpho | Steakhouse High Yield USDC v1.1 | Base | 5.26% | $2M | High |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.24% | $7M | Low |
| Aera | Gauntlet USD Alpha | Base | 5.04% | $46M | High |
| Morpho | Steakhouse High Yield Instant | Base | 4.98% | $30M | High |
| Fluid | Fluid USDC | Base | 4.95% | $9M | High |
| Yearn | Morpho OG USDC Lender | Base | 4.83% | $2M | Med |
| Compound | Compound v3 USDC | Base | 4.71% | $10M | High |
| Morpho | Yearn OG USDC | Base | 4.62% | $2M | High |
| Morpho | OUSD Vault V1 | Base | 4.61% | $1M | Med |
| Morpho | OUSD Vault V2 | Base | 4.61% | $1M | Med |
| Morpho | Steakhouse USDC High Yield | Base | 4.45% | $1M | Med |
| Morpho | Grove x Steakhouse USDC High Yield | Base | 4.38% | $62M | Med |
| Morpho | Steakhouse Prime Instant | Base | 4.36% | $427M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.36% | $420M | High |
| Morpho | Galaxy USDC Quality | Base | 4.36% | $2M | Med |
| Morpho | Gauntlet USDC Prime | Base | 4.35% | $170M | High |
| Yearn | USDC Horizon yVault | Base | 4.27% | $1M | Med |
| Morpho | Clearstar USDC Reactor | Base | 4.20% | $1M | High |
| Morpho | Steakhouse Prime USDC | Base | 4.14% | $20M | High |
| Morpho | ARCHITECT Global Value | Base | 4.14% | $1M | Med |
| Revert.Finance | Revert Lend USDC | Base | 4.02% | $2M | Med |
| Morpho | Gauntlet USDC Core | Base | 3.92% | $2M | High |
| Morpho | Spark USDC Vault | Base | 3.91% | $275M | High |
| Morpho | Pangolins USDC | Base | 3.91% | $12M | High |
| Morpho | Moonwell Flagship USDC | Base | 3.86% incl. 0.12% rewards | $4M | High |
| Aave | Aave v3 USDC | Base | 3.71% | $182M | High |
| Spark | USDC Savings Vault | Base | 3.60% | $6M | High |
| Morpho | Splits Earn USDC | Base | 3.47% | $2M | Med |
| Morpho | Steakhouse USDC | Base | 3.25% | $130M | High |
| Morpho | Steakhouse High Yield USDC Edition | Base | 2.89% | $430M | High |
Where does this yield come from?
USDC APY on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC APY on Base right now?
The top 7-day average USDC APY on Base is currently 102.87%, from Harvest 40 Acres USDC. Across 38 tracked USDC vaults on Base, rates range from 2.89% to 102.87%. Data from vaults.fyi, updated daily.
Is USDC APY higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC APY due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity but fewer active incentive programs. Compare the Base and mainnet pages for the current spread.
Related pages
- Best USDC Yield on Base — Live Rates
- Best USDC APY on Arbitrum — Live Rates
- Best USDC APY on Ethereum — Live Rates
- Best DeFi Yields on Base
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: September 21, 2026. Explore all vaults.