Fluid (Instadapp) APY — Live Rates
The top Fluid vault currently offers a 7.61% 7-day average APY. The table below ranks 13 Fluid vaults by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: October 24, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Fluid | Fluid GHO | Arbitrum | 7.61% | $2M | Med |
| Fluid | Fluid Lite USD Vault | Ethereum | 7.48% | $42M | High |
| Fluid | Fluid USDC | Ethereum | 5.91% | $134M | High |
| Fluid | Fluid GHO | Ethereum | 5.64% incl. 1.67% rewards | $24M | Med |
| Fluid | Fluid USDC | Arbitrum | 5.60% | $58M | High |
| Fluid | Fluid USDC | Base | 5.21% | $8M | High |
| Fluid | Fluid USDtb | Ethereum | 4.85% | $2M | Med |
| Fluid | Fluid USDT | Ethereum | 4.40% | $129M | High |
| Fluid | Fluid USDT | Arbitrum | 4.24% | $40M | High |
| Fluid | Instadapp ETH v2 | Ethereum | 3.38% | $167M | High |
| Fluid | Fluid EURC | Base | 2.50% | $1M | Med |
| Fluid | Fluid WETH | Ethereum | 1.64% | $2M | High |
| Fluid | Fluid wstETH | Ethereum | 0.04% | $2M | High |
Where does this yield come from?
Fluid is a lending and liquidity protocol by Instadapp. Yield comes from lending interest and liquidity provision. Fluid's architecture combines lending and DEX liquidity in a unified system, allowing deposited assets to earn from both lending and trading activity.
Risk considerations
Fluid is built by Instadapp, an established DeFi team. The combined lending and liquidity model introduces complexity. Review the specific vault's risk parameters and audit status before depositing. No DeFi deposit is insured.
Frequently asked questions
What is the current APY on Fluid?
The top 7-day average Fluid APY is currently 7.61%, from Fluid GHO on Arbitrum. Across 13 tracked Fluid vaults, rates range from 0.04% to 7.61%. Data from vaults.fyi, updated daily.
Related pages
- Morpho Vault APY — Live Rates
- Aave USDC APY — Live Rate
- Best Stablecoin Yields in DeFi
- Best DeFi Yields on Ethereum
Data sourced from vaults.fyi, updated daily. Last updated: October 24, 2026. Explore all vaults.