Best USDC Yield on Base — Live Rates
The top USDC vault on Base currently offers a 24.87% 7-day average APY. The table below ranks 36 USDC vaults on Base by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: October 15, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Harvest Finance | Harvest 40 Acres USDC | Base | 24.87% | $2M | Med |
| Avantis | Avantis USDC Vault | Base | 19.15% | $10M | High |
| Arcadia | Arcadia USDC | Base | 11.13% | $3M | Med |
| Morpho | Noon Ecosystem Vault | Base | 9.14% incl. 4.60% rewards | $3M | Med |
| Morpho | KPK USDC Yield | Base | 6.90% incl. 0.69% rewards | $5M | Med |
| Tokemak | Tokemak baseUSD | Base | 6.71% incl. 1.97% rewards | $4M | Med |
| Revert.Finance | Revert Lend USDC | Base | 6.24% | $2M | Med |
| Morpho | Clearstar Yield USDC | Base | 5.93% incl. 1.64% rewards | $39M | High |
| Extrafi | USD Coin(ExtraFi Interest Bearing Token) | Base | 5.92% | $6M | Low |
| Morpho | Gauntlet USDT Frontier V2 | Base | 5.85% | $5M | High |
| Ipor | Harvest Autopilot USDC | Base | 5.84% | $1M | Med |
| Compound | Compound v3 USDC | Base | 5.64% | $10M | High |
| Morpho | Steakhouse High Yield Instant | Base | 5.50% | $29M | High |
| Morpho | К3 cbMaxxxing USDC | Base | 5.39% | $4M | Med |
| Morpho | OUSD Vault V1 | Base | 5.39% | $1M | Med |
| Morpho | OUSD Vault V2 | Base | 5.39% | $1M | Med |
| Fluid | Fluid USDC | Base | 5.19% | $11M | High |
| Morpho | Yearn OG USDC | Base | 4.96% | $2M | High |
| Yearn | Morpho OG USDC Lender | Base | 4.82% | $2M | Med |
| Morpho | Gauntlet USDC Prime | Base | 4.66% | $414M | High |
| Morpho | Gauntlet USDC Prime | Base | 4.66% | $190M | High |
| Morpho | Galaxy USDC Quality | Base | 4.66% | $2M | Med |
| Morpho | Steakhouse Prime Instant | Base | 4.65% | $169M | High |
| Morpho | Bitso USDC Prime | Base | 4.44% | $1M | Med |
| Morpho | Steakhouse Prime USDC | Base | 4.43% | $13M | High |
| Morpho | ARCHITECT Global Value | Base | 4.43% | $1M | Med |
| Aera | Gauntlet USD Alpha | Base | 4.35% | $45M | High |
| Aave | Aave v3 USDC | Base | 4.28% | $184M | High |
| Morpho | Spark USDC Vault | Base | 4.19% | $471M | High |
| Morpho | Gauntlet USDC Core | Base | 4.19% | $2M | High |
| Morpho | Pangolins USDC | Base | 4.18% | $11M | High |
| Morpho | Moonwell Flagship USDC | Base | 4.08% incl. 0.15% rewards | $4M | High |
| Spark | USDC Savings Vault | Base | 3.80% | $6M | High |
| Morpho | Splits Earn USDC | Base | 3.71% | $5M | Med |
| Morpho | Steakhouse USDC | Base | 3.48% | $121M | High |
| Morpho | Steakhouse High Yield USDC Edition | Base | 3.12% | $458M | High |
Where does this yield come from?
USDC yield on Base comes from lending protocols including Aave v3, Morpho, and Moonwell. Rates are driven by USDC borrowing demand on Base, which can differ from mainnet due to Base-specific trading and leverage activity.
Risk considerations
USDC on Base is bridged from Ethereum via the native Base bridge. Bridge risk applies in addition to standard DeFi protocol risks. Established protocols like Aave and Morpho carry lower risk than newer Base-native deployments.
Frequently asked questions
What is the best USDC yield on Base right now?
The top 7-day average USDC APY on Base is currently 24.87%, from Harvest 40 Acres USDC. Across 36 tracked USDC vaults on Base, rates range from 3.12% to 24.87%. Data from vaults.fyi, updated daily.
Is USDC yield higher on Base or mainnet?
It varies with market conditions. Base sometimes offers higher USDC yields due to incentive programs from Coinbase and protocol teams bootstrapping liquidity. Mainnet has deeper liquidity and more vaults but fewer active incentive programs. The table above shows current Base rates; compare with the mainnet page for current spread.
Related pages
- Best USDC Yields in DeFi
- Best USDC Yield on Arbitrum — Live Rates
- Best USDC Yield on Ethereum — Live Rates
- Best DeFi Yields on Base
- Moonwell APY — Live Vault Rates
- Morpho Vault APY — Live Rates
Data sourced from vaults.fyi, updated daily. Last updated: October 15, 2026. Explore all vaults.