Yearn Vault APY — Live Rates

The top Yearn vault currently offers a 17.89% 7-day average APY. The table below ranks 28 Yearn vaults by 7-day average APY. Rates update daily at 06:00 UTC.

Last updated: August 25, 2026 · Data: vaults.fyi

ProtocolVault (links to app)Network7-day APYTVLReputation
YearnYearn v2 DAIEthereum17.89%$3MHigh
YearnYearn v2 USDCEthereum13.53%$5MHigh
YearnYearn v2 USDTEthereum13.15%$4MHigh
YearnYearn v2 WETHEthereum8.57%$9MHigh
YearnMorpho Yearn OG USDC CompounderEthereum7.44%$7MMed
YearnUSD yVaultEthereum6.14%$9MMed
YearnyETH Recovery VaultEthereum5.97%$2MMed
YearnUSDC-2 yVaultEthereum5.77%$1MMed
YearncrvUSD-2 yVaultEthereum5.31%$1MMed
YearnMorpho OG USDC LenderBase5.10%$2MMed
YearnDAI To USDC-1 DepositorEthereum5.06%$5MMed
YearnStaked yBOLDEthereum4.57%$5MMed
YearnMorpho Steakhouse Prime Instant CompounderEthereum4.40%$22MMed
YearnMorpho Steakhouse USDC CompounderEthereum4.03%$2MMed
YearnUSDC to sUSDS LenderEthereum3.84%$2MMed
YearnUSDC-1 yVaultEthereum3.70%$23MHigh
YearnUSDT-1 yVaultEthereum3.33%$7MMed
YearnDAI-1 yVaultEthereum3.12%$7MMed
YearnYearn USDSEthereum2.67%$11MMed
YearnstETH AccumulatorEthereum1.96%$11MMed
YearnWETH-1 yVaultEthereum1.92%$20MMed
YearnLocked yvUSDEthereum1.85%$3MMed
YearnWETH-2 yVaultEthereum1.75%$2MMed
YearnSavings crvUSDEthereum1.31%$17MMed
YearnYearn v2 WBTCEthereum0.91%$4MMed
YearnDAI to USDS DepositorEthereum0.11%$2MMed
YearnWBTC-1 yVaultEthereum0.06%$4MMed
YearnUSDC to USDS DepositorEthereum0.02%$6MMed

Where does this yield come from?

Yearn vaults use automated strategies to optimize yield across DeFi protocols. A Yearn vault deposits into whichever underlying protocol currently offers the best risk-adjusted yield, rebalancing automatically. Yield comes from the underlying protocols plus any Yearn incentive programs.

Risk considerations

Yearn adds strategy risk on top of underlying protocol risk: the automated strategy could allocate to a protocol that suffers an exploit. Yearn has a long production history and a strong security track record. v3 vaults are modular and audited. No DeFi deposit is insured.

Frequently asked questions

What is the current Yearn APY?

The top 7-day average Yearn vault APY is currently 17.89%, from Yearn v2 DAI on Ethereum. Across 28 tracked Yearn vaults, rates range from 0.02% to 17.89%. Data from vaults.fyi, updated daily.

How does Yearn decide where to put deposits?

Each Yearn vault has one or more strategies — smart contracts that deploy capital into specific protocols. A strategist manages the allocation, and Yearn governance approves strategies. v3 vaults support multiple strategies simultaneously, allocating based on target weights set by the vault manager.


Data sourced from vaults.fyi, updated daily. Last updated: August 25, 2026. Explore all vaults.