Yearn Vault APY — Live Rates

The top Yearn vault currently offers a 9.39% 7-day average APY. The table below ranks 25 Yearn vaults by 7-day average APY. Rates update daily at 06:00 UTC.

Last updated: October 24, 2026 · Data: vaults.fyi

ProtocolVault (links to app)Network7-day APYTVLReputation
YearncrvUSD-2 yVaultEthereum9.39%$1MMed
YearnMorpho Yearn OG USDC CompounderEthereum6.39%$7MMed
YearnLiquity V2 rETH Stability PoolEthereum5.78%$2MLow
YearnUSDC to USDS DepositorEthereum4.76%$4MMed
YearnyETH Recovery VaultEthereum4.71%$2MMed
YearnUSD yVaultEthereum4.70%$12MMed
YearnLiquity V2 WETH Stability PoolEthereum4.58%$3MLow
YearnMorpho OG USDC LenderBase4.54%$2MMed
YearnDAI to USDS DepositorEthereum4.37%$2MMed
YearnStaked yBOLDEthereum4.36%$8MMed
YearnMorpho Steakhouse USDC CompounderEthereum4.27%$2MMed
YearnAave V3 USDC LenderEthereum4.03%$25MMed
YearnDAI To USDC-1 DepositorEthereum4.03%$4MMed
YearnUSDC to sUSDS LenderEthereum3.81%$2MMed
YearnYearn USDSEthereum3.65%$9MMed
YearnDAI-1 yVaultEthereum3.55%$6MMed
YearnTrue Yield DollarBase3.49%$1MMed
YearnWETH-2 yVaultEthereum2.99%$4MMed
YearnUSDC-1 yVaultEthereum2.79%$19MHigh
YearnUSDT-1 yVaultEthereum2.50%$6MMed
YearnSavings crvUSDEthereum2.37%$15MMed
YearnWETH-1 yVaultEthereum2.04%$18MMed
YearnstETH AccumulatorEthereum1.92%$7MMed
YearnLocked yvUSDEthereum1.40%$5MMed
YearnWBTC-1 yVaultEthereum0.02%$4MMed

Where does this yield come from?

Yearn vaults use automated strategies to optimize yield across DeFi protocols. A Yearn vault deposits into whichever underlying protocol currently offers the best risk-adjusted yield, rebalancing automatically. Yield comes from the underlying protocols plus any Yearn incentive programs.

Risk considerations

Yearn adds strategy risk on top of underlying protocol risk: the automated strategy could allocate to a protocol that suffers an exploit. Yearn has a long production history and a strong security track record. v3 vaults are modular and audited. No DeFi deposit is insured.

Frequently asked questions

What is the current Yearn APY?

The top 7-day average Yearn vault APY is currently 9.39%, from crvUSD-2 yVault on Ethereum. Across 25 tracked Yearn vaults, rates range from 0.02% to 9.39%. Data from vaults.fyi, updated daily.

How does Yearn decide where to put deposits?

Each Yearn vault has one or more strategies — smart contracts that deploy capital into specific protocols. A strategist manages the allocation, and Yearn governance approves strategies. v3 vaults support multiple strategies simultaneously, allocating based on target weights set by the vault manager.


Data sourced from vaults.fyi, updated daily. Last updated: October 24, 2026. Explore all vaults.