Spark Vault APY — Live Rates
The top Spark vault currently offers a 3.80% 7-day average APY. The table below ranks 12 Spark vaults by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: October 15, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Spark | Spark Savings USDC | Ethereum | 3.80% | $304M | High |
| Spark | USDC Savings Vault | Ethereum | 3.80% | $173M | High |
| Spark | USDC Savings Vault | Arbitrum | 3.80% | $310M | High |
| Spark | USDC Savings Vault | Base | 3.80% | $6M | High |
| Spark | Spark USDC Vault | Optimism | 3.80% | $3M | Med |
| Spark | Spark Savings USDT | Ethereum | 3.75% | $726M | High |
| Spark | Spark USDC | Ethereum | 3.62% | $50M | High |
| Spark | Spark USDT | Ethereum | 3.46% | $326M | High |
| Spark | Spark DAI | Ethereum | 2.89% | $263M | High |
| Spark | Spark Savings ETH | Ethereum | 1.44% | $48M | High |
| Spark | Spark WETH | Ethereum | 1.42% | $1.5B | High |
| Spark | Savings Dai (sDAI) | Ethereum | 1.25% | $164M | High |
Where does this yield come from?
Spark is a lending protocol built by the Sky (MakerDAO) ecosystem. Yield comes from lending interest paid by borrowers, with rates influenced by the Sky DAI Savings Rate as a floor for USDS/DAI deposits.
Risk considerations
Spark is governed by Sky (MakerDAO) and closely integrated with the DAI/USDS system. Key risks: governance decisions, smart contract risk, and the same collateral risks that apply to MakerDAO's broader system. Well-audited with strong protocol backing.
Frequently asked questions
What is the current Spark APY?
The top 7-day average Spark APY is currently 3.80%, from Spark Savings USDC on Ethereum. Across 12 tracked Spark vaults, rates range from 1.25% to 3.80%. Data from vaults.fyi, updated daily.
How does Spark relate to MakerDAO / Sky?
Spark is a lending protocol incubated and governed by the Sky (MakerDAO) ecosystem. It uses DAI and USDS as core assets and integrates with the DSR/USR. Spark is effectively Sky's official lending front-end, similar to how Aave and Compound operate independently.
Related pages
- Sky / USDS Yield — Live DSR Rate
- Aave USDC APY — Live Rate
- Morpho Vault APY — Live Rates
- Best Stablecoin Yields in DeFi
Data sourced from vaults.fyi, updated daily. Last updated: October 15, 2026. Explore all vaults.