> ## Content Index > Fetch the complete content index at: https://blog.vaults.fyi/llms.txt > Use this file to discover other available public pages before exploring further. # Building embedded DeFi experiences on Monad - URL: https://blog.vaults.fyi/embedded-defi-experiences-on-monad/ - Published: 2026-08-17T13:55:08.000Z - Updated: 2026-08-17T13:55:08.000Z - Description: Bring earn, borrow, and automated DeFi workflows into your app with vaults.fyi. - Author: vaults.fyi - Tags: Developers, Monad, DeFi **DeFi turns financial products into building blocks that any app can embed.** With vaults.fyi’s integration to Monad, teams can turn those building blocks into simple, sophisticated experiences: borrowing against collateral in one flow, continuously rebalancing assets with an agent, or adding earn inside an app users already know. Vaults.fyi makes building with DeFi simple and reliable. We bring market data, transactions, and position tracking together in one platform, then maintain the protocol integrations as contracts, incentives, and opportunities change. Our platform supports earn, borrow, position tracking, agent-directed allocation, treasury workflows, analytics, and reporting. Teams can start with ready-made workflows or use the underlying building blocks to shape the experience around their product. ## What apps can build on Monad ### Earn inside a wallet or app An app can turn one selected opportunity or a curated set into an Earn experience. Users can view position information, initiate deposits, monitor resulting positions and rewards, and withdraw from the same interface. Vaults.fyi provides the current and historical yield data, risk and performance context, direct protocol transaction payloads, and position tracking behind the flow. The app controls which opportunities appear and how they are presented. One product may offer a single selected stablecoin strategy. Another may give experienced users a wider range of protocols, assets, and risk/performance profiles. An Earn integration can let users explore selected opportunities, make a one-click deposit, and track the resulting position without leaving the app. With Earn features on Monad: you can surface selected opportunities, enable one-click deposits, and track positions. ### Borrow against collateral in one flow Borrowing functionality can feel as simple as choosing collateral, entering an amount, and following one guided flow. Vaults.fyi brings market selection, supply, borrow, position tracking, repayment, and withdrawal into one streamlined experience. The user stays inside the app while vaults.fyi provides the market data, prepares each transaction step, and keeps the position state current behind the scenes. An app can start with one collateral and borrow pair, then expand into additional supported markets and assets through the same platform. ### Agent-directed allocation An agent can continuously evaluate an approved set of Monad markets using current yields, rewards, liquidity, capacity, and risk signals. When a change fits the user's rules, it can propose or prepare a rebalance for approval. Vaults.fyi provides a consistent view of the available markets and positions. The app sets the policy: eligible protocols, assets, risk limits, target allocations, and the conditions required before funds move. ### Treasury and analytics tools Treasury teams and analysts can access detailed market data, transaction logs, portfolio performance, and reporting across Monad DeFi. The same data is available through the vaults.fyi API and SDK, or through the user-friendly vaults.fyi Intelligence portal for analysis without code. ## A practical Earn integration example Consider a wallet adding a simple stablecoin earn experience on Monad: 1. The wallet presents one selected opportunity or a curated set. 2. The user chooses an amount to deposit. 3. vaults.fyi returns unsigned transaction payloads that interact directly with the selected protocol. 4. The wallet screens and simulates each transaction, then presents it to the user for signing. 5. After confirmation, the position and returns appear inside the wallet. The integrator controls opportunity selection, transaction screening, simulation, signing, and submission. Vaults.fyi never holds the user's keys or funds. Transactions go from the user's wallet to the underlying protocol. This example connects the full lifecycle: discovery, deposit, position tracking, and withdrawal. The same platform components can support a data-only comparison screen, a single selected strategy, or a broader multi-protocol product. ## What vaults.fyi handles The interface can stay simple because vaults.fyi handles the integration work underneath it: - Normalized market, yield, reward, fee, capacity, and protocol data - Current and historical context for comparing opportunities - Ready-to-sign transactions for supported earn and borrow actions - Multi-step deposits and withdrawals, including approvals, cooldowns, and claims where applicable - Positions, returns, rewards, and activity after funds move - Ongoing protocol integration maintenance - Attribution and analytics for understanding the activity an app drives Teams can access these capabilities through the vaults.fyi APIs and SDKs. Analysts can use vaults.fyi Intelligence to explore the same market without writing code. ## From idea to first integration A useful first version can stay focused. A wallet might begin with earn for one asset. A lending interface might support one collateral and borrow pair. An agent might monitor a small allowlist and require user approval for every proposed rebalance. Vaults.fyi helps teams choose the relevant Monad markets and assemble the data, transaction, and position workflows for that product. As the experience expands, the same platform can support additional opportunities and actions. For developers ready to test the integration, the [API documentation](https://docs.vaults.fyi/?ref=blog.vaults.fyi) covers Monad discovery, transaction preparation, and position tracking. ## Start building on Monad Building a wallet, agent, portfolio product, treasury interface, or consumer app on Monad? [Tell us what you are building](https://vaultsfyi.fillout.com/t/tLA9t6HyAFus?ref=blog.vaults.fyi). We will help identify the relevant protocols, endpoints, and transaction flows for your first integration. You can also [create an API key](https://portal.vaults.fyi/signup?ref=blog.vaults.fyi) and review the [API documentation](https://docs.vaults.fyi/?ref=blog.vaults.fyi).