Compound APY — Live Yield Rates

The top Compound vault currently offers a 5.54% 7-day average APY. The table below ranks 9 Compound vaults by 7-day average APY. Rates update daily at 06:00 UTC.

Last updated: August 23, 2026 · Data: vaults.fyi

ProtocolVault (links to app)Network7-day APYTVLReputation
CompoundCompound v3 USDTOptimism5.54%$2MHigh
CompoundCompound v3 USDCBase4.66%$9MHigh
CompoundCompound v3 USDCOptimism4.61%$2MHigh
CompoundCompound v3 USDSEthereum4.13%$2MHigh
CompoundCompound v3 USDCEthereum4.13%$355MHigh
CompoundCompound v3 USDTEthereum3.07%$179MHigh
CompoundCompound v3 USDCArbitrum2.80%$15MHigh
CompoundCompound v3 USDTArbitrum2.41%$15MHigh
CompoundCompound WBTCEthereum0.27%$2MMed

Where does this yield come from?

Compound yield comes from lending interest paid by borrowers. Compound v3 (Comet) uses isolated markets per base asset, so USDC, ETH, and other base assets each have independent supply and borrow rates. Rates adjust dynamically based on each market's utilization.

Risk considerations

Compound is one of the original DeFi lending protocols with a multi-year production history. Compound v3 introduced a more conservative risk model than v2. Key risks: smart contract vulnerabilities and governance decisions. No DeFi deposit is insured.

Frequently asked questions

What is the current APY on Compound?

The top 7-day average APY on Compound is currently 5.54%, from Compound v3 USDT on Optimism. Across 9 tracked Compound vaults, rates range from 0.27% to 5.54%. Data from vaults.fyi, updated daily.

What is the difference between Compound v2 and v3?

Compound v3 (Comet) uses isolated base asset markets instead of a shared pool. Each market has one borrowable base asset (e.g., USDC) and a set of accepted collateral types. This reduces cross-asset contagion risk compared to v2's pooled model.


Data sourced from vaults.fyi, updated daily. Last updated: August 23, 2026. Explore all vaults.