Best DeFi Yields on Monad
The top vault on Monad currently offers a 20.43% 7-day average APY. The table below ranks 33 vaults on Monad by 7-day average APY. Rates update daily at 06:00 UTC.
Last updated: October 05, 2026 · Data: vaults.fyi
| Protocol | Vault (links to app) | Network | 7-day APY | TVL | Reputation |
|---|---|---|---|---|---|
| Gearbox | EDGE UltraYield USDC | Monad | 20.43% | $179K | Med |
| Accountable | aHYPER Looping Vault | Monad | 17.50% | $8M | Med |
| Accountable | Salt Markets Alpha | Monad | 12.60% incl. 0.50% rewards | $6M | Med |
| Accountable | Hyperithm Delta Neutral Vault | Monad | 12.48% incl. 0.40% rewards | $91M | Med |
| Upshift Finance | earnAUSD Loop | Monad | 10.25% | $2M | Med |
| Accountable | Ouroboros 90D Fixed Term Vault | Monad | 9.98% | $1M | Med |
| Morpho | Hyperithm USDC Degen | Monad | 8.82% incl. 1.95% rewards | $51M | High |
| Midas | Midas mEDGE | Monad | 8.16% | $223K | Med |
| Accountable | Yuzu Money Vault | Monad | 7.64% incl. 0.50% rewards | $2M | Med |
| Morpho | August USDC V2 | Monad | 7.47% incl. 2.30% rewards | $8M | High |
| Accountable | K3 x Galaxy Lending | Monad | 7.21% incl. 0.36% rewards | $31M | Med |
| Morpho | Saturn USDC | Monad | 7.13% incl. 0.71% rewards | $3M | Med |
| Accountable | RWA Backed Lending by Valos | Monad | 6.60% incl. 0.15% rewards | $105M | Med |
| Veda | mUSD Vault | Monad | 6.53% | $43M | Med |
| Morpho | Steakhouse High Yield USDC | Monad | 6.27% incl. 2.32% rewards | $220K | Med |
| Aave | Aave Monad USDT0 | Monad | 6.19% incl. 1.42% rewards | $51M | High |
| Aave | Aave Monad GHO | Monad | 6.16% incl. 2.08% rewards | $22M | High |
| Aave | Aave Monad AUSD | Monad | 6.02% incl. 2.55% rewards | $11M | High |
| Aave | Aave Monad USDC | Monad | 6.00% incl. 1.42% rewards | $177M | High |
| Aave | Aave Monad mUSD | Monad | 5.97% incl. 3.21% rewards | $30M | Med |
| Morpho | Clearstar Yield AUSD | Monad | 5.74% incl. 0.43% rewards | $3M | Med |
| Accountable | sUSN Delta Neutral Yield Vault | Monad | 5.35% incl. 0.50% rewards | $8M | Med |
| Accountable | Hyperithm Delta Neutral cbBTC Vault | Monad | 5.06% incl. 0.40% rewards | $42M | Med |
| Euler | Euler Earn AUSD | Monad | 4.95% | $18M | Med |
| Morpho | Unified Labs USDC RWA | Monad | 4.46% incl. 1.51% rewards | $193K | Med |
| Aave | Aave Monad WETH | Monad | 3.85% incl. 0.16% rewards | $7M | High |
| Morpho | Steakhouse Prime ETH | Monad | 3.50% incl. 1.99% rewards | $38M | High |
| Morpho | Hyperithm cbBTC Apex | Monad | 2.44% | $8M | Med |
| Morpho | Grove x Steakhouse High Yield AUSD | Monad | 1.76% incl. 0.43% rewards | $108K | Med |
| Euler | Isolated wstETH-WETH-USDC WETH | Monad | 1.20% | $37M | Med |
| Aave | Aave Monad syrupUSDC | Monad | 1.00% incl. 1.00% rewards | $147M | High |
| Euler | Isolated wstETH-WETH-AUSD WETH | Monad | 0.92% | $1M | Med |
| Morpho | Steakhouse High Yield AUSD | Monad | 0.91% incl. 0.43% rewards | $114K | Med |
Where does this yield come from?
Monad is a high-performance EVM chain with parallel execution. DeFi yield on Monad comes from early lending and liquidity protocols bootstrapping the ecosystem. Incentive yields are common at this stage.
Risk considerations
Monad is an early-stage chain. Protocols here carry significant additional risk: shorter audit histories, smaller TVL, and limited track records. Treat all Monad yields with extra caution and size positions accordingly.
Frequently asked questions
What is the best yield on Monad right now?
The top 7-day average APY on Monad is currently 20.43%, from EDGE UltraYield USDC. Across 33 tracked vaults, rates range from 0.91% to 20.43%. Data from vaults.fyi, updated daily.
What DeFi protocols are live on Monad?
Monad's DeFi ecosystem is early-stage and growing. vaults.fyi tracks all vaults with onchain data available. Coverage expands as new protocols launch and TVL grows. Check app.vaults.fyi for the current full list.
Related pages
Data sourced from vaults.fyi, updated daily. Last updated: October 05, 2026. Explore all vaults.